IPTAFS Salary Per Month, In-hand Salary & Allowances
The Indian P&T Accounts and Finance Service (IPTAFS) salary starts at ₹56,100 per month under the 7th Central Pay Commission, with allowances and benefits making the pay package attractive. IPTAFS is a Group ‘A’ central civil service under the Ministry of Communications, responsible for financial management, auditing, and budgeting in the telecom and postal sectors. The structured pay scale ensures job security, career stability, and financial growth with 8th Pay Commission revisions.
IPTAFS Salary Structure Table
| Component | Amount (Per Month) |
|---|---|
| Basic Pay | ₹56,100 |
| Dearness Allowance (DA) | ₹6,732 (12% of Basic Pay) |
| House Rent Allowance (HRA) | ₹4,488 (8% of Basic Pay) |
| Gross Salary | ₹67,320 |
| Deductions | ₹13,000 (Approx.) |
| In-Hand Salary | ₹54,000 (Approx.) |
Basic Pay
The basic pay of an IPTAFS officer begins at ₹56,100 per month as per Pay Matrix Level 10. This excludes allowances which significantly raise the gross salary. Annual increments of 3% and promotions through service grades steadily improve the pay structure. With the 8th Pay Commission likely to revise pay scales, the basic salary of IPTAFS officers is expected to rise further.
Allowances
IPTAFS officers receive Dearness Allowance, House Rent Allowance, and Transport Allowance in addition to basic pay. Depending on location, allowances add ₹15,000–₹25,000 per month. These allowances make the overall compensation competitive among Group ‘A’ services. With the 8th Pay Commission recommendations, the allowance rates are expected to increase, enhancing the total monthly package for officers.
Deductions
Standard deductions apply to IPTAFS salary, including Provident Fund contributions, Central Government Health Scheme, and Income Tax. Monthly deductions typically range from ₹10,000 to ₹13,000, depending on salary slab and allowances. After these deductions, the in-hand salary of an IPTAFS officer is approximately ₹54,000 per month at entry level, ensuring financial stability and compliance with statutory norms.
Perks & Benefits
- Government accommodation or HRA benefits
- Medical coverage under CGHS
- Pension and gratuity benefits after retirement
- Leave Travel Concession (LTC) for self and dependents
- Official vehicle and travel reimbursements
- Training and professional development opportunities
IPTAFS Salary After 5 Years
After five years of service, IPTAFS officers earn a basic salary of around ₹67,000 per month. With allowances included, the gross salary crosses ₹80,000 monthly. The structured pay scale ensures steady increments and financial growth. Officers may also hold higher responsibilities in financial administration and auditing, resulting in greater exposure and career advancement in the service.
Salary After 10 Years
After ten years, IPTAFS officers draw a basic salary between ₹78,800 and ₹85,000 per month. With allowances, the gross salary exceeds ₹1,00,000 monthly. The career progression reflects strong salary growth, stability, and recognition. Upcoming 8th Pay Commission revisions are expected to further improve pay and allowances, making IPTAFS a financially rewarding central service career.
Job Profile
| Role | Responsibilities |
|---|---|
| Financial Management | Budgeting, accounting, and expenditure control |
| Auditing | Ensuring compliance in telecom and postal finances |
| Policy Support | Advising on financial rules and regulations |
| Revenue Oversight | Monitoring income and financial planning |
Career Growth & Promotion
IPTAFS officers start at Junior Time Scale and progress to Senior Time Scale, Junior Administrative Grade, and higher levels. Promotions are based on seniority and performance, ensuring steady career advancement. Each promotion leads to salary hikes, new responsibilities, and leadership roles in financial administration, making IPTAFS a structured and growth-oriented government service.
Comparison with Similar Jobs
| Service | Starting Salary | Growth Potential |
|---|---|---|
| IPTAFS | ₹56,100 | Strong in finance and auditing |
| ICAS | ₹56,100 | Comparable with broader finance roles |
| IAAS | ₹56,100 | High growth in audit services |
Conclusion
IPTAFS salary begins at ₹56,100 per month and rises significantly with increments, allowances, and promotions. With an in-hand salary of ₹54,000 at entry and over ₹1,00,000 after ten years, officers enjoy financial stability. Allowances, perks, and pension benefits make the service rewarding. The 8th Pay Commission is expected to enhance salaries further, ensuring career security and steady income growth.
IPTAFS Salary FAQ
What is the starting salary of an IPTAFS officer?
The starting salary of an IPTAFS officer is ₹56,100 per month under the 7th CPC, excluding allowances.
What is the in-hand IPTAFS salary?
The in-hand salary of an IPTAFS officer is approximately ₹54,000 per month after deductions like PF and tax.
Which allowances are included in IPTAFS salary?
Allowances include Dearness Allowance, House Rent Allowance, Travel Allowance, and other central government benefits.
What is IPTAFS salary after 5 years?
After 5 years, IPTAFS officers draw around ₹67,000 basic pay, with gross salary exceeding ₹80,000 monthly.
What is IPTAFS salary after 10 years?
After 10 years, IPTAFS officers earn ₹78,800–₹85,000 basic pay with gross salary above ₹1,00,000 monthly.
Will the 8th Pay Commission increase IPTAFS salary?
Yes, the 8th Pay Commission will revise IPTAFS salary upwards, increasing both basic pay and allowances.